Legislative Update: 2019 'Pay or Play' Affordability Percentage Set at 9.86%

May 23, 2018

Under the employer shared responsibility ("pay or play") provisions of the Affordable Care Act, applicable large employers-generally those who had 50 or more full-time employees (including full-time equivalent employees)-may be subject to a penalty if they do not offer affordable coverage that provides minimum value to their full-time employees and their dependents. For plan years... Read more →

IRS Releases 2019 Contribution Limits for Health Savings Accounts (HSAs)

May 15, 2018

The IRS issued the calendar year 2019 inflation-adjusted figures for the annual contribution limits for health savings accounts (HSAs) and the minimum deductible amounts and maximum out-of-pocket expense amounts for high-deductible health plans. Individuals who participate in a high-deductible health plan (HDHP) are permitted a deduction for contributions to HSAs set... Read more →

Defensive Driving: A Refresher in Safety

May 14, 2018

In our Workers Compensation Program, the Automotive Industries Compensation Corporation (AICC), driving on public roads and highways is a significant exposure within the members’ operations. OSHA (Occupational Safety and Health Administration) reports that year after year, vehicle accidents are the leading cause of worker... Read more →

Understanding Depression

May 01, 2018

Get the facts about depression More than one in every 20 adults in the U.S. suffers from depression each year. Ongoing sadness and loss of interest in life are symptoms of depression. Unlike normal sadness or grief, depression won’t go away on its own. If you have depression, you can’t... Read more →